Entries by Spencer Li

The 10 Financial Milestones that Everyone Needs to Aim For

Many people want to attain financial freedom, but most have little to no idea what it takes to get there. In this post, I will be sharing the 10 key financial milestones that everyone should be looking forward to, and it be a good chance for you to see how many you have achieved! First […]

The January Barometer: An Accurate Predictor of Stocks for 2017?

There are many speculations about leading indicators in the market, and one of the most popular ones is the January Barometer. In this post, we will explore this phenomenon, and see if it holds up to the test, and whether it will provide any useful insights going forward. WHAT IS THE JANUARY BAROMETER? “As January […]

Dubai, South Africa, Lesotho – Over 3,000km by Road!

Last month, I embarked on a 2-week trip to Dubai, South Africa and Lesotho, and  it was truly a unique experience, especially driving over 3000km in 2 weeks, trying out the shark-cage diving, riding an ostrich, and doing a self-drive safari. And the best part was that by continuing to trade 15 minutes a day, I […]

Why Are More & More Singaporeans Switching from Stocks to Forex?

LOW VOLUME MAKES IT CHALLENGING The volume of stocks traded on the SGX has been falling over the years. The SGX has been plagued by weak volumes; well-known brands like Tiger Airways, OSIM, and Eu Yan Sang have left the exchange. In one article I read, a stock broker told The Straits Times that “stockbroking […]

How Much Must You Save to Have $1M at Retirement? (The Answer is Surprisingly Low!)

  These days, $1M seems to be the golden figure that everyone aims to attain before retiring. I know there is this great debate about whether $1M is enough, but hey, $1M can get you by for many, many months. Here’s a table summarizing exactly how much you need to save (or rather, invest) every […]