My Trading Journey – From Broke to Financially Free in 7 Years!

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Many people have been asking me about my trading journey, of how I basically started from almost nothing, and steadily built my way to financial freedom.

It has taken me quite a while to document my whole journey, but I know it’s worth the effort if it can inspire others to do the same.

Well, here goes!


Broke College Student

When I first started my trading journey, I did not come from a well-to-do family, and I had to work several part-time jobs to pay my way through college.

I knew that if i wanted to succeed, I had to work hard, study hard, and learn the correct financial skills which would help me transform my life.

At first, I thought the most direct way would be to get a formal degree, because that would get me a high-paying job in the bank. So I worked my ass off to get into the best high school, and then to one of the best business universities in Singapore.

Basically, I was a straight-A student for every single subject, and I scored in the top 2-4% for my SAT scores. And on the side, I also became a nationally-ranked (7th) chess player.

A LEVELS 2004 CopySAT Scores


In college, I pursued double degrees in Accounting (B.Acc) and Business Finance (B.BM), to equip myself with the foundational and research skills to understand the markets.

Bachelor Of Accountancy

Bachelor Of Business Management

Heck, I even got onto the Dean’s list and won some awards.

Deans List

SMU Study Award

But I soon realised that even though bankers are paid pretty decent, you kinda have to sell your soul to the job, and you won’t get any chance to enjoy that money. This is pretty much the same for any corporate job.

Determined not to get stuck in the rat race, I decided that instead of working for the bank, I would tackle the financial markets myself.


Learning from Books

So I read hundreds of books on trading and investing, spent over 10,000 hours studying the markets and looking at charts, while backtesting almost every strategy, indicator and system I could get my hands on. My research was thorough and almost obsessive.

Trading Investing Books 2

Snapshot of my Goodreads account where I record all my readings.


Getting Certified

I even became a globally accredited Certified Financial Technician (CFTe), which would normally require months/years of study just to pass the tests.CFTE CertificateI was also offered a scholarship by the Chartered Financial Analyst (CFA) Institute, but after clearing level 1 of the exams, I decided not to continue, as I was very close to completing my ultimate trading system.Cfa Pass

These scores are considered top percentile scores for the CFA exams.


Creating My Trading System

And finally…

After countless hours of studying, trading, testing, and tweaking, I finally completed my “15-Minute System”, which was special to me because it had a couple of very unique features:

  • It only requires 15 minutes a day to trade – allowing me to utilise my spare pockets of free time throughout the day.
  • It can work on any market, including stocks, forex, futures, commodities, crypto, etc.
  • I only need a mobile phone to receive the signals and execute the trades – allowing me to trade anytime and anywhere!
  • I do not need to spend any time monitoring the market – no wasting of time and totally stress-free.
  • It is based on predictive price action and behavioral analysis, instead of lagging indicators.
  • It works by capturing medium-term movements by using my 4 proprietary price action strategies.
  • Short-term movements are dominated by computer algorithms, while long-term movements are dominated by fund managers, so the medium-term movements are perfect for retail traders.
  • It is easy to use and apply – even a complete beginner will be able to use it.

Mobile Trading System


The next few years were unbelievable.


Trading & Travelling the World

Armed with my mobile phone and an internet connection, I realised I could crank out profits 24/7, wherever and whenever I wanted.

Hence, I decided to fulfill my long-time dream of travelling around the world. And travel I did.

I travelled to 70+ countries and hundreds of cities across 6 continents, at the same time still spending 15 minutes a day “working” and “trading for a living”.

I also compiled all my travel photos and adventures into this travel log here, so feel free to check it out if you are looking for travel ideas.

Travels Asia Travels Usa 1 Travels Europe Travels South America Travels Usa 2 Travels South Africa


Building Passive Income

At the same time, I started funneling my trading profits into other long-term investments, to build up my portfolio of multiple sources of passive income.

I invested my monthly cashflow of profits into a mix of fixed income, ETFs, tech stocks, REITs, properties, cryptocurrencies, etc. I also started actively buying and selling many local start-ups and businesses, including a cafe, a pub, and many promising tech startups.

I also started investing in properties, including a multi-million dollar penthouse which I use to host events. For my 30th birthday, I hosted a private party on a luxury yacht for my close friends and family.

2017 07 22 01.28.47 2

Penthouse Party

Now, don’t get me wrong. I’m not here to brag. I’m just showing you what is possible if you are willing to put in the hard work.

Having come from a humble background and working my ass off to earn every penny, I have no intention of squandering my hard-earned trading profits just to show off.

I spend my money on practical investments, or splurge occasionally on experiences (to share the joy with my friends and family), but I have no interest in wasting my money on flashy cars or branded goods.

In fact, I do not even own a car or any luxury watches or clothes or accessories. I am happy travelling the world in just my jeans and sneakers.



Media Interviews & Events

But soon, the media outlets started picking up on my financial success.

The requests for interviews started pouring in, but due to my travelling schedule, I only had time to do about 20 media features.

You can check out the full list of media interviews and events which I have compiled.

Media Features

Media Feature 1Media Feature 2


“Spencer has developed his own way of reading charts to understand markets” – The Business Times

“To date, the company [Synapse Trading] has provided financial education to over a million people worldwide through its articles, videos and seminars.” – ABC News, CBS News, NBC, FOX News


I even did a rare home interview with Societe General Bank, giving my market forecast and some trading tips.

2018 10 24 15.22.19


Guest Speaker & Trainings

Verified by media features and interviews, I started getting headhunted by many professional funds and financial institutions (such as the Singapore Stock Exchange) to share my strategies, trade for them, and to provide training for their staff.

Sgx Trainer 1

Fund Trading

Beginners Guide To Trading

2016 12 03 11.30.32

I tried being a “professional trader” for 1-2 years, and it was very profitable, but in the end I preferred the freedom of trading my own accounts, and not being desk-bound in an office.

But I found that I really enjoyed the training part, and I thought it would be very beneficial to retail traders and investors if I could share with them the same level of training which was given to funds and financial institutions.

Hence I embarked on my global speaking tour, doing workshops, seminars and full-weekend trainings to share my strategies to thousands of people worldwide, while at the same time trying to fit as many guest speaking invitations I could into my travelling schedule.

For such events, I used to charge up to 5-6 figures for my trainings or speaking engagements, and the events were always packed to the brim. Some events even had crowds of up to thousands of live audiences.

Global Speaking Events

Global Speaking Events 2

Sharing the Stage with Famous Speakers

On many of my speaking tours, I got to share the stage with many other famous speakers, some of whom you might find familiar:

  • Chris Gardner – The guy who went from broke and living in the streets to a multi-millionaire stock broker, and was the inspiration behind the movie “The Pursuit of Happyness”
  • Jim Rogers – Co-founder of the Quantum Fund and Soros Fund Management
  • Jay Abraham – One of the top 5 Executive Business Consultants in the World (Forbes 2000)
  • Brian Tracy – Legendary speaker and trainer, and author of over 70 books
  • Mike Bellafiore –  Proprietary Trading Fund Manager


Famous Speakers 1 Famous Speakers 2 Famous Speakers 3


In 2015, I was also selected to speak at the National Achiever’s Congress, the largest of such events in Singapore, with a live audience of more than 2,500 people. It was a wildly awesome experience with such a success-hungry and energetic crowd.


My New Mission

Fast forward to today, after several years of teaching and training, and countless batches of success stories and grateful students, I have decided to take a break and “retire temporarily” from guest speaking and events.

But my mission to reach out to help more people on a global scale has not changed.

By taking a step back to consolidate all my teachings, I have now made them available worldwide to anyone who is willing to invest the time and effort to learn this valuable lifelong skill.

I have compiled all that I know into comprehensive free guides and training programs to make it access to anyone who wants to make the effort to learn this valuable skill.

Which means that no matter where you are living, you can now have full access to all my trainings and benefit from my full trading system which I used to build all my wealth and success.

The only question is…

Are you ready to embark on your own journey?


Thumbnail An Unofficial Guide To Living Our Best Life Beyond Financial Freedom

If you are excited to get more life hacks, also check out: “Beyond Financial Freedom: An Unofficial Guide to Living Your Best Life”

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