By Spencer Li, CFTe · Last updated: 26 October 2026 The January Barometer is the Wall Street saying “as January goes, so goes the year”. If the stock market rises in January, the full year should rise too. I recounted it on S&P 500 month-end closes from 1929 to 2025, and January’s direction matched the […]
Over Christmas 2016 and into the New Year, a friend and I drove more than 3,000 km across South Africa and into Lesotho, with a stop in Dubai on the way. It was my first time in Africa. In 2 weeks we went shark-cage diving, rode an ostrich, did a safari in our own car, […]
Forex vs Stocks in Singapore: Why Some Traders Switch (and When You Shouldn’t) Last updated: 21 August 2026 · By Spencer Li, CFTe Some Singapore traders switch from stocks to forex because forex lets you start with a few hundred dollars, charges no commission, trades 24 hours a day, and gives you enough cheap repetitions […]
By Spencer Li, CFTe · Last updated: 26 October 2026 Starting from zero, you need to put away about $1,441 a month for 30 years to reach $1M, if your money grows at 4% a year. Give yourself 40 years and that drops to about $846 a month, while squeezing the same goal into 20 […]
Brexit, Trump, Italy, asset bubbles all over the world… you name it, there’s probably some financial market jitters that keeps most people out of the world of investments. On the flipside, the financial world often quips about some investment that has made xx% over a certain period of time, trying to entice visitors with a glimpse […]