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Learn all about personal finance, and how to build your investment portfolio!

Singapore Money & Lifestyle

Learn all about personal finance, and how to build your investment portfolio!

All articles, newest first

Spencer Li

Is Your Financial Adviser or Bank RM Worth the Fees? How to Check in 20 Minutes

Singapore Money & Lifestyle
Is your adviser worth it? - personal finance

How to see what your adviser or bank RM really costs you each year, the 5 questions MoneySense says to ask, and when paying for advice can make sense.

22 Sep 2026Read the guide ›

by Spencer Li
https://synapsetrading.com/wp-content/uploads/2026/10/financial-adviser-fees-card.webp 630 1200 Spencer Li https://synapsetrading.com/wp-content/uploads/2026/10/synapse-logo-horizontal-light.png Spencer Li2026-09-22 23:55:102026-10-26 16:51:22Is Your Financial Adviser or Bank RM Worth the Fees? How to Check in 20 Minutes
Spencer Li

Robo-Adviser or DIY? What the Yearly Fee Actually Buys You

Singapore Money & Lifestyle
Robo-adviser or DIY? - investing

A robo-adviser costs more each year than a DIY ETF portfolio. Whether that is worth it depends on one thing: what you do in a crash. The numbers inside.

12 Aug 2026Read the guide ›

by Spencer Li
https://synapsetrading.com/wp-content/uploads/2026/10/robo-adviser-vs-diy-card.webp 630 1200 Spencer Li https://synapsetrading.com/wp-content/uploads/2026/10/synapse-logo-horizontal-light.png Spencer Li2026-08-12 08:13:492026-10-26 16:53:14Robo-Adviser or DIY? What the Yearly Fee Actually Buys You
Spencer Li

The Cheapest Way to Dollar-Cost Average from Singapore: Which Fee Hurts Most

Singapore Money & Lifestyle
Cheapest way to DCA - investing

A fee charged on each buy and a fee charged on everything you hold behave very differently over 20 years. How to compare monthly investing plans in Singapore.

11 Aug 2026Read the guide ›

by Spencer Li
https://synapsetrading.com/wp-content/uploads/2026/10/dollar-cost-averaging-singapore-card.webp 630 1200 Spencer Li https://synapsetrading.com/wp-content/uploads/2026/10/synapse-logo-horizontal-light.png Spencer Li2026-08-11 12:09:292026-10-26 16:53:18The Cheapest Way to Dollar-Cost Average from Singapore: Which Fee Hurts Most
Spencer Li

Dividend Stocks in Singapore: Yield, Tax and the Income Trap

Singapore Money & Lifestyle
Singapore dividend stocks - dividend investing

How dividend yield works, what IRAS taxes and what it does not, the 30% US withholding, and the sum that shows how big a portfolio has to be to live…

24 Jul 2026Read the guide ›

by Spencer Li
https://synapsetrading.com/wp-content/uploads/2026/10/dividend-stocks-singapore-card.webp 630 1200 Spencer Li https://synapsetrading.com/wp-content/uploads/2026/10/synapse-logo-horizontal-light.png Spencer Li2026-07-24 19:15:272026-10-27 17:06:37Dividend Stocks in Singapore: Yield, Tax and the Income Trap
Spencer Li

FIRE in Singapore: the Investing Engine Behind Financial Independence

Singapore Money & Lifestyle
FIRE in Singapore - personal finance

FIRE is a portfolio problem. The 25x rule, where CPF fits from 55 and 65, and the 3 stages of the investing engine that gets you there.

21 Jul 2026Read the guide ›

by Spencer Li
https://synapsetrading.com/wp-content/uploads/2026/10/fire-singapore-card.webp 630 1200 Spencer Li https://synapsetrading.com/wp-content/uploads/2026/10/synapse-logo-horizontal-light.png Spencer Li2026-07-21 17:48:592026-10-27 17:06:39FIRE in Singapore: the Investing Engine Behind Financial Independence
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The 15-Minute Swing Trader’s Checklist

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