As I greet another year of life, I find it fitting to reserve this day for introspection, gratitude, and projection. This ritual of quiet contemplation serves not just as a moment of pause, but also as an opportunity for recalibration. In no particular order, here are my areas of focus for the coming years, each […]
14 days around Sri Lanka in June 2023 with a driver-guide: the ancient cities, Sigiriya, Kandy, tea country, Ella, Yala and the south coast.
What Is the Debt Ceiling, and What Happens If the US Defaults? Last updated: 19 August 2026 · By Spencer Li, CFTe The debt ceiling is the legal cap on how much the US Treasury can borrow to pay for spending Congress has already approved. When borrowing nears the cap, Congress has to vote to […]
What Are Meme Coins, and Is Pepecoin (PEPE) a Good Investment? Last updated: 26 September 2026 · By Spencer Li, CFTe A meme coin is a cryptocurrency built around an internet joke or mascot, with little or no underlying utility, that trades almost entirely on community hype and social-media momentum. Pepecoin (PEPE), based on the […]
By Spencer Li, CFTe · Last updated: 17 October 2026 Yes. Interactive Brokers (IBKR) pays interest on the settled cash in your account, automatically, with nothing to sign up for and nothing to move into a separate product. The interest accrues every day and lands once a month, on the third business day of the […]