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Monthly Portfolio Update for October 2016 – Acquired New REIT ETF

In time of uncertainty, it pays to be like the tortoise – Slow but Steady. Especially if you are serious about building passive income for the long run instead of short-term gains.

For October, the biggest change in my portfolio was the purchase of this new REIT ETF:
http://synapsetrading.com/2016/10/singapores-first-reit-etf-should-i-add-some-to-my-portfolio/

I also removed the real estate component of my portfolio, as I felt that a residential property (of which the owner resides) is technically not a cash-generating asset, and it distorts the portfolio. You will notice that the portfolio looks a lot neater now.

Baby Hermann's Tortoise (Testudo hermanni), 18 months old

I was overseas much of October, travelling to Iceland, Ireland, and UK for a 2.5 week holiday, while letting my money work hard instead. You can check out my travelling photos here: https://www.instagram.com/iamrecneps/

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For my current allocation, my cash, my trading accounts and my fixed income investments remain the bulk of my portfolio, at 25%, 22% and 25% respectively. This is in line with my defensive strategy, since I only have 11% in Stocks and REITs, which allows me more room to increase the holdings when the market has a significant correction.

For October, we had pretty decent trading gains for stocks and for forex, which we withdrew and added to our warchest of cash reserves. This is in line with our strategy to keep a fixed trading capital base, since we only need a fixed capital base to consistently generate monthly returns.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of October 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)

For more insights into my portfolio construction, and how you can create your own customized portfolio, I will be touching more on it during my “Trading Foundation Workshop”, where I will cover all the essentials to kickstart your trading & investing journey. Check availability: http://synapsetrading.com/trading-foundation-workshop/

Good luck! 😀

Monthly Portfolio Update for Septmeber 2016 – Holding Steady & Waiting

This month, there wasn’t much change in the markets, hence the allocation hasn’t changed much, but going forward the Deutsche Bank fiasco might have far-reaching effects which could trigger a market correct in the upcoming months. Hopefully this is not the start of the chain of dominoes.

deutsche-bank

I will be travelling overseas much of October, and I will be keeping an eye on the news as well, just in case there is any opportunity to deploy some of the capital in my bloated warchest. 😀

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For my current allocation, cash and real estate (allocation budget) still remains the bulk of my portfolio, at 24% and 38% respectively. Fixed income consists of 11%, which is very close to the target allocation of 15%. Our Gold holdings also remain constant at 3% of our portfolio.

For September, we had pretty decent trading gains for stocks and for forex, which we withdrew and added to our warchest of cash reserves. This is in line with our strategy to keep a fixed trading capital base, since we only need a fixed capital base to consistently generate monthly returns.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of September 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)

For more insights into my portfolio construction, and how you can create your own customized portfolio, I will be touching more on it during my “Trading Foundation Workshop”, where I will cover all the essentials to kickstart your trading & investing journey. Check availability: http://synapsetrading.com/trading-foundation-workshop/

Good luck! 😀

Monthly Portfolio Update for August 2016 – Dividend Payout from STI ETF!

This month, we received a nice juicy dividend payout from our holdings of the STI ETF, which is a basket of 30 STI Component blue-chip stocks.

This is a core of our long-term passive income strategy, and we will continue to add to these holdings, as it naturally provides good diversification, and allows us to focus on being in sync with the market cycles, instead of having to spend a crazy amount of time trying to read financial statements and analyst reports to find the “best stocks” to buy.

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For my current allocation, cash and real estate (allocation budget) still remains the bulk of my portfolio, at 30% and 36% respectively. Fixed income consists of 13%, which is very close to the target allocation of 15%. Our Gold holdings increased to 3% during to appreciation of Gold prices, adding to the portfolio gains for this month.

For August, we had pretty decent trading gains for the month, which we withdrew and added to our warchest of cash reserves. This is in line with our strategy to keep a fixed trading capital base, since we only need a fixed capital base to consistently generate monthly returns.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of August 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)

For more insights into my portfolio construction, and how you can create your own customized portfolio, I will be touching more on it during my “Trading Foundation Workshop”, where I will cover all the essentials to kickstart your trading & investing journey. Check availability: http://synapsetrading.com/trading-foundation-workshop/

Good luck! 😀

Monthly Portfolio Update for July 2016 – Updated & Optimised my CPF Accounts

This month, I decided to log in my Singpass account and update the value of my CPF accounts to better reflect the current values.

I realised that the CPF SA actually serves as an excellent replacement for the Bond component of my portfolio, as it gives an almost risk-free 4% yield, and an additional 1% for the first $60k.

Since I have almost hit the minimum sum, I will be treating it like a 25-year bond which matures at 55.

This is quite an interesting topic, and I will be doing a separate post to summarise all my CPF research and optimization strategy.

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For my current allocation, cash and real estate (allocation budget) still remains the bulk of my portfolio, at 29% and 35% respectively. Fixed income consists of 13%, which is very close to the target allocation of 15%. I also added some Gold (2%) to hedge my portfolio, since Gold looks poised for a strong move up.

The biggest disparity at the moment between my current and target allocation is the amount of Stocks & REITs holdings, which I have not aggressively accumulated, as I still think that the prices of these assets can fall further. Patience is key at this time, and I will continue to grow my warchest using my trading capital while biding my time.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of July 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)

For more insights into my portfolio construction, and how you can create your own customized portfolio, I will be touching more on it during my “Trading Foundation Workshop”, where I will cover all the essentials to kickstart your trading & investing journey. Check availability: http://synapsetrading.com/trading-foundation-workshop/

Good luck! 😀

Monthly Portfolio Update for June 2016 – Defensive Portfolio Was Perfect for Brexit

I just realised that I forgot to post my portfolio updates last month for May – my apologies!

For this June update, I have increased my time horizon for my portfolio from 5 years to 10 years, to better capture the longer market cycles.

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This is a very simple (and powerful) portfolio which everyone can create for themselves, and it does not require any superb stock-picking skills or Warren Buffet level of analysis. All it requires is an understanding of market cycles, and how to buy when the market is low.

Last month, we saw Brexit happen, which caused many markets to crash, and although some have recovered, there is still much uncertainty.

This is why my portfolio is currently very defensive, so that I will not be affected by such events, and more importantly, I will be poised to take advantage of low prices once the dust has settled.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of June 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)

For more insights into my portfolio construction, and how you can create your own customized portfolio, check out the stock screener software which I use to save time in building my portfolio: http://synapsetrading.com/the-synapse-hft-stock-scanner/

Good luck! 😀