Monthly Portfolio Update for Septmeber 2016 – Holding Steady & Waiting

This month, there wasn’t much change in the markets, hence the allocation hasn’t changed much, but going forward the Deutsche Bank fiasco might have far-reaching effects which could trigger a market correct in the upcoming months. Hopefully this is not the start of the chain of dominoes.

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I will be travelling overseas much of October, and I will be keeping an eye on the news as well, just in case there is any opportunity to deploy some of the capital in my bloated warchest. 😀

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For my current allocation, cash and real estate (allocation budget) still remains the bulk of my portfolio, at 24% and 38% respectively. Fixed income consists of 11%, which is very close to the target allocation of 15%. Our Gold holdings also remain constant at 3% of our portfolio.

For September, we had pretty decent trading gains for stocks and for forex, which we withdrew and added to our warchest of cash reserves. This is in line with our strategy to keep a fixed trading capital base, since we only need a fixed capital base to consistently generate monthly returns.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of September 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)
[sociallocker]monthly-portfolio-updates-september-2016-2[/sociallocker]

For more insights into my portfolio construction, and how you can create your own customized portfolio, I will be touching more on it during my “Trading Foundation Workshop”, where I will cover all the essentials to kickstart your trading & investing journey. Check availability: http://synapsetrading.com/trading-foundation-workshop/

Good luck! 😀

Monthly Portfolio Update for August 2016 – Dividend Payout from STI ETF!

This month, we received a nice juicy dividend payout from our holdings of the STI ETF, which is a basket of 30 STI Component blue-chip stocks.

This is a core of our long-term passive income strategy, and we will continue to add to these holdings, as it naturally provides good diversification, and allows us to focus on being in sync with the market cycles, instead of having to spend a crazy amount of time trying to read financial statements and analyst reports to find the “best stocks” to buy.

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For my current allocation, cash and real estate (allocation budget) still remains the bulk of my portfolio, at 30% and 36% respectively. Fixed income consists of 13%, which is very close to the target allocation of 15%. Our Gold holdings increased to 3% during to appreciation of Gold prices, adding to the portfolio gains for this month.

For August, we had pretty decent trading gains for the month, which we withdrew and added to our warchest of cash reserves. This is in line with our strategy to keep a fixed trading capital base, since we only need a fixed capital base to consistently generate monthly returns.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of August 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)
[sociallocker]monthly portfolio updates 020916 1[/sociallocker]

For more insights into my portfolio construction, and how you can create your own customized portfolio, I will be touching more on it during my “Trading Foundation Workshop”, where I will cover all the essentials to kickstart your trading & investing journey. Check availability: http://synapsetrading.com/trading-foundation-workshop/

Good luck! 😀

Monthly Portfolio Update for July 2016 – Updated & Optimised my CPF Accounts

This month, I decided to log in my Singpass account and update the value of my CPF accounts to better reflect the current values.

I realised that the CPF SA actually serves as an excellent replacement for the Bond component of my portfolio, as it gives an almost risk-free 4% yield, and an additional 1% for the first $60k.

Since I have almost hit the minimum sum, I will be treating it like a 25-year bond which matures at 55.

This is quite an interesting topic, and I will be doing a separate post to summarise all my CPF research and optimization strategy.

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For my current allocation, cash and real estate (allocation budget) still remains the bulk of my portfolio, at 29% and 35% respectively. Fixed income consists of 13%, which is very close to the target allocation of 15%. I also added some Gold (2%) to hedge my portfolio, since Gold looks poised for a strong move up.

The biggest disparity at the moment between my current and target allocation is the amount of Stocks & REITs holdings, which I have not aggressively accumulated, as I still think that the prices of these assets can fall further. Patience is key at this time, and I will continue to grow my warchest using my trading capital while biding my time.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of July 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)
[sociallocker]

monthly portfolio updates (July 2016) 1

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For more insights into my portfolio construction, and how you can create your own customized portfolio, I will be touching more on it during my “Trading Foundation Workshop”, where I will cover all the essentials to kickstart your trading & investing journey. Check availability: http://synapsetrading.com/trading-foundation-workshop/

Good luck! 😀

Monthly Portfolio Update for June 2016 – Defensive Portfolio Was Perfect for Brexit

I just realised that I forgot to post my portfolio updates last month for May – my apologies!

For this June update, I have increased my time horizon for my portfolio from 5 years to 10 years, to better capture the longer market cycles.

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This is a very simple (and powerful) portfolio which everyone can create for themselves, and it does not require any superb stock-picking skills or Warren Buffet level of analysis. All it requires is an understanding of market cycles, and how to buy when the market is low.

Last month, we saw Brexit happen, which caused many markets to crash, and although some have recovered, there is still much uncertainty.

This is why my portfolio is currently very defensive, so that I will not be affected by such events, and more importantly, I will be poised to take advantage of low prices once the dust has settled.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of June 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)
[sociallocker]

monthly portfolio updates June 2016

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For more insights into my portfolio construction, and how you can create your own customized portfolio, check out the stock screener software which I use to save time in building my portfolio: http://synapsetrading.com/the-synapse-hft-stock-scanner/

Good luck! 😀

Monthly Portfolio Update for April 2016 – Ideal Portfolio Allocation Plan

Over the long weekend, I have taken the chance to come up with a target allocation for my investment portfolio, so that I can use it as a roadmap for my subsequent rebalancing, either monthly or quarterly.

This is very much a lazy portfolio approach, by diversifying across different asset classes to ensure steady returns in both up and down markets. This is especially important since the stock market looks pretty precarious, and holding too much in stocks will be very painful when it crashes.

monthly portfolio updates April 2016 1

Currently, the allocation to cash is quite large, but this is ideal at this late stage in the market. When the market has corrected significantly, the allocation to cash can be reduced to 15-25%, with the additional resources allocated to buying up more stocks and REITs.

About 10% is the target allocation for Commodities (mainly physical Gold kilo bars), which is to act as a hedge should the stock market crash. The rest of the cash is allocated to various products that provide yield returns for the capital and overall portfolio.

REVEALED: FULL PORTFOLIO HOLDINGS!

Here are my current holdings as at the end of April 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)
[sociallocker]

monthly portfolio updates April 2016 full holdings

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For more insights into my portfolio construction, and how you can create your own customized portfolio, drop by for a free workshop on the basics of trading & investing.
Check availability: http://synapsetrading.com/events/training-workshops/

 

WILL THERE BE A NEW REIT ETF ON SGX SOON?

Last year, SGX created a REIT Index (SGX S-REIT 20 Index), and I hope that this year, there will be a new REIT ETF, so that I can easily add all these REITs without have to buy each and every one of them individually.

Factsheet: http://f.edm.sgx.com/i/32/2095833887/V3MyGateway_02May16.pdf

Fingers crossed! 😀

SGX REIT index 030516 2 SGX REIT index 030516