Monthly Portfolio Update for April 2016 – Ideal Portfolio Allocation Plan

Over the long weekend, I have taken the chance to come up with a target allocation for my investment portfolio, so that I can use it as a roadmap for my subsequent rebalancing, either monthly or quarterly.

This is very much a lazy portfolio approach, by diversifying across different asset classes to ensure steady returns in both up and down markets. This is especially important since the stock market looks pretty precarious, and holding too much in stocks will be very painful when it crashes.

monthly portfolio updates April 2016 1

Currently, the allocation to cash is quite large, but this is ideal at this late stage in the market. When the market has corrected significantly, the allocation to cash can be reduced to 15-25%, with the additional resources allocated to buying up more stocks and REITs.

About 10% is the target allocation for Commodities (mainly physical Gold kilo bars), which is to act as a hedge should the stock market crash. The rest of the cash is allocated to various products that provide yield returns for the capital and overall portfolio.


Here are my current holdings as at the end of April 2016:
(Click on any of these buttons below to unlock; for mobile device users, please click twice)

For more insights into my portfolio construction, and how you can create your own customized portfolio, drop by for a free workshop on the basics of trading & investing.
Check availability:



Last year, SGX created a REIT Index (SGX S-REIT 20 Index), and I hope that this year, there will be a new REIT ETF, so that I can easily add all these REITs without have to buy each and every one of them individually.


Fingers crossed! 😀

SGX REIT index 030516 2 SGX REIT index 030516

Get Started: Trading Foundation Workshop

Get instant access to this exclusive 2-hour online video tutorial series -
If you are new to trading or are struggling to get consistent results, this workshop will show you how any trader can make consistent & stress-free monthly profits on any market (stocks, forex, crypto, etc) with just 15 minutes a day.

Spencer Li is a trader, investor and entrepreneur who currently manages his own portfolio of stocks, REITs, currencies, cryptocurrencies, properties, and 10+ businesses across different industries, while providing consultancy services to individuals & corporations. As a former professional in private equity and proprietary funds, he has over 10 years of market experience, and has been featured on more than 20 occasions in the media.

0 replies

Leave a Reply

Want to join the discussion?
Feel free to contribute!

Leave a Reply